Activate Your UCard

activate.uhc.com ucard

If you're a UnitedHealthcare member, you may have received a UCard — a convenient way to access your plan benefits. Beyond just a member ID, this card can be used like a prepaid debit card to purchase approved health-related items. Here’s a quick guide on how to make the most of it.

What Can You Buy with a UCard?

Depending on your plan, your UCard can be used to buy:

• Over-the-counter (OTC) medications

• Health and wellness products like vitamins, first-aid supplies, and personal care items

• Groceries (if your plan includes food benefits)

Always check your plan details to see what’s covered.

Where Can You Use the UCard?

You can use your UCard at:

• Participating retail stores such as Walmart, Walgreens, CVS, and others

• Online through the activate.uhc.com ucard

• Some grocery stores (if food benefits apply)

Be sure to look for participating retailers in your area or check the UCard Hub online.

How to Use It In-Store

Using your UCard is easy:

1. Shop for approved items.

2. Head to the checkout.

3. Swipe your UCard like a regular debit card.

4. If your purchase includes items not covered by your benefit, you can split the payment.

Final Tips

• Check your balance regularly via the activate.uhc.com ucard or by calling the number on the back of your card.

• Use your benefits before they expire — many plans reset monthly or quarterly.

• Keep your UCard safe like any other payment card.

With your UCard, managing your health and wellness expenses becomes a lot easier. Make sure you understand your plan’s specific benefits so you can shop smart and stay healthy!