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If you're a UCard holder, you may be wondering whether you can use it to pay for fuel at Walmart gas stations. UCard, provided by UnitedHealthcare, is a versatile benefits card used by eligible Medicare Advantage members to access various services and purchase approved items. But when it comes to fuel purchases, things can get a little specific.

What Is a UCard?

UCard is more than just a health insurance card. It combines multiple benefits into a single card, allowing members to:

• Access their health plan.

• Pay for over-the-counter (OTC) health items.

• Buy groceries and healthy food (with eligible plans).

• Use rewards earned through fitness activities or other incentives.

Can You Use Your UCard for Gas?

In most cases, no—UCard cannot be used to purchase fuel at Walmart or any other gas station. The funds on your UCard are generally limited to specific uses, such as:

• Approved grocery and OTC products.

• Health and wellness items.

• Utility bills (in some cases).

• Transportation (sometimes—but not for fuel, unless specifically stated).

Even if you're shopping at Walmart, the UCard won't cover fuel costs unless your plan includes a transportation benefit that explicitly allows it, which is rare.

Where Can You Use the UCard at Walmart?

While gas isn't covered, you can use your UCard at Walmart (in-store and online) for:

• Eligible grocery items (fresh fruits, vegetables, dairy, bread, etc.).

• Approved over-the-counter health products (pain relievers, cold medicine, vitamins, etc.).

Always check the product eligibility using the activate.uhc.com or mobile app before purchasing.

How to Confirm What Your UCard Covers

Since coverage can vary depending on your specific Medicare Advantage plan, it’s best to:

• Visit the activate.uhc.com or mobile app.

• Call the number on the back of your card.

• Review your plan documents for benefit details.

Final Thoughts

Although you can't use your UCard to buy gas at Walmart, it's still a powerful tool for managing health and wellness expenses. Use it to stretch your budget on food and medical essentials, and stay informed about what’s covered to make the most of your benefits.